It’s not every day that we need to file an insurance claim with our homeowner’s insurance company to get a roof covered. Most people aren’t sure how insurance settlement works until they cross that bridge. The whole process can be a bit intimidating and time-consuming if you’re not sure what to expect. Eclipse Roofing has experience in helping local KC residents get new roofs covered in a timely and efficient fashion.

Help! A Storm Wrecked My Kansas City Roof!

If you suspect hail or wind damaged your roof, you should call a roof inspector to evaluate the situation. Since these no-obligation quotes are always free, you have nothing to lose and everything to gain. Having a professional opinion on your side is always a bonus when negotiating with an insurer.

Once you have a roofer’s assessment in hand, you should then call your insurance carrier’s claims office. The claim handler will assign a claim number and adjuster to your case. Be sure to keep all this information for your own records. Sometimes insurers ask you to get three different estimates from local KC roofers.

Get A Fair Insurance Settlement

The adjuster will schedule an appointment to come out and take a look at your roof. Inform your adjuster that you will have a roofing contractor present at the meeting (to serve as your advocate). Insurers, by nature, are looking to keep their costs down and  may not necessarily have your best interests at heart.

Once the adjuster has a look at your roof, he or she will provide a detailed summary of the repairs needed. In some cases, this may mean a whole new roof needs to be put on. The roofing contractor will compare this information to be sure no important details have been omitted. Any discrepancies will be negotiated with Eclipse Roofing’s insurance liaison on your behalf to ensure you get a fair deal.

Get Funding & Get Going

The initial check usually arrives with the claim summary. Sometimes additional paperwork is required by your mortgage company — a process which can take up to 10 days. Keep in mind, you will still be responsible to pay your deductible, whatever that may be. The total cost of the roof replacement will be covered by: the first insurance check, your out-of-pocket deductible, the amount of depreciation withheld by the insurance company, and any necessary supplements.  Once the roof has been completed, we will contact the insurance company to make sure any depreciation withheld is released and all the money promised by the insurer has been collected.

If you would like any more information about Eclipse Roofing’s insurance settlement work or a free roofing quote, please contact us at (913) 262-4700.

We come across many different types of roofing in Kansas City. Maybe you are looking to construct an all-new roof or perhaps you just need to re-roof the old roof. Either way, knowing what you want ahead of time can help move your project along quicker.

Roofing Styles

• Flat – These old roofs are not very popular in modern day, but can be easy to put up. On the downside, it can also accumulate water or dirt. It also costs more to service a roof without drainage.
• Sloping – This is the most common type of residential roof, as they let water and debris run right off.
• Gable  –  Homes that appear to have “multiple roofs” are called gabled and they are very popular too.
• Salt Box – A salt box roof is short on one side and long on the other, allowing water to run down an uneven side.
• Gambrel – Barns often have this type of roof that is almost octagonal around the top.
• Mansard – This roof often extends down below the uppermost windows on the home and is a historic style.
• Pitched – Steep a-frame roofs can be dangerous to roof, so not many contractors are willing to touch them. However, Eclipse Roofing specializes in this type of roofing job.

Roofing Materials

• Asphalt – These are by far the most common type of shingle. They are affordable, durable and last up to 40 years.
  
• Cedar Shake – These shingles are very attractive, but only last 15-20 years and are susceptible to insects and rot.
• Tile – This material is also very handsome, although it is heavy and more expensive. A good roof lasts 50 years.
• Slate – Durable, waterproof and fireproof, slate is a gorgeous look, but is the most expensive type of material.
• Metal – Metal is strong, durable and lightweight. It can last 50 years, but not everyone likes the look of it.

We specialize in affordable, long-lasting asphalt shingles that come in multiple shapes, colors and styles.

Roofing Brands

• GAF/ELK – Founded in 1886, GAF/ELK is the largest manufacturer of shingles in America with $3 billion in annual sales. They have received many positive accolades from builders and contractors alike. Their Timberline shingles are an especially popular type of roofing in Kansas City.
• CertainTeed – Founded in 1904, CertainTeed is a leading manufacturer in shingles within North America, employing more than 6,000 employees at 65 manufacturing facilities across the country. They are another name we trust. You’ll see their Landmark line of architectural shingles around Kansas City quite often.

We deal with only the best manufacturers and are certified to install their products, so your warranty will be upheld. Please call to schedule a free estimate for your KC roofing job.