It’s not every day that we need to file an insurance claim with our homeowner’s insurance company to get a roof covered. Most people aren’t sure how insurance settlement works until they cross that bridge. The whole process can be a bit intimidating and time-consuming if you’re not sure what to expect. Eclipse Roofing has experience in helping local KC residents get new roofs covered in a timely and efficient fashion.

Help! A Storm Wrecked My Kansas City Roof!

If you suspect hail or wind damaged your roof, you should call a roof inspector to evaluate the situation. Since these no-obligation quotes are always free, you have nothing to lose and everything to gain. Having a professional opinion on your side is always a bonus when negotiating with an insurer.

Once you have a roofer’s assessment in hand, you should then call your insurance carrier’s claims office. The claim handler will assign a claim number and adjuster to your case. Be sure to keep all this information for your own records. Sometimes insurers ask you to get three different estimates from local KC roofers.

Get A Fair Insurance Settlement

The adjuster will schedule an appointment to come out and take a look at your roof. Inform your adjuster that you will have a roofing contractor present at the meeting (to serve as your advocate). Insurers, by nature, are looking to keep their costs down and  may not necessarily have your best interests at heart.

Once the adjuster has a look at your roof, he or she will provide a detailed summary of the repairs needed. In some cases, this may mean a whole new roof needs to be put on. The roofing contractor will compare this information to be sure no important details have been omitted. Any discrepancies will be negotiated with Eclipse Roofing’s insurance liaison on your behalf to ensure you get a fair deal.

Get Funding & Get Going

The initial check usually arrives with the claim summary. Sometimes additional paperwork is required by your mortgage company — a process which can take up to 10 days. Keep in mind, you will still be responsible to pay your deductible, whatever that may be. The total cost of the roof replacement will be covered by: the first insurance check, your out-of-pocket deductible, the amount of depreciation withheld by the insurance company, and any necessary supplements.  Once the roof has been completed, we will contact the insurance company to make sure any depreciation withheld is released and all the money promised by the insurer has been collected.

If you would like any more information about Eclipse Roofing’s insurance settlement work or a free roofing quote, please contact us at (913) 262-4700.

Traditionally speaking, the cost of roofing shingles has gone through the roof in recent years. All the oil needed to make and ship asphalt shingles explains the double-digit hikes we’ve seen in some cases. GAF-ELK, one of the top brands of shingles we use, has seen a price increase of 5 to 8 percent, while other popular brands like Tamko have gone up in price by as much as 15 percent. All this puts a strain on contractors who really don’t want to increase their price, but may have no choice. Luckily, we offer several different brands of shingles, giving you the freedom to choose what you pay.

Affordable Shingles In Kansas City

Consumer Reports has identified some low-priced bargains that offer the same caliber of quality, without the higher prices. Asphalt shingles from CertainTeed and Owens Corning are among the top performers in Consumer Reports roofing tests, but still cost half the price of other shingle brands. You can get 100 square feet for about $100 in some cases. Best of all, you can still get the attractive layered look and durability of architectural shingles for this price.

Hire A Trustworthy Kansas City Roofer

Hiring a contractor you can trust is another way to get a deal on a new roof in Kansas City this summer. Consult friends and neighbors who they used. Look online for contractors that offer customer referrals. Only settle for a roofer that is licensed, insured and rated by the Better Business Bureau. Speak to a couple different companies before making your final choice. (Don’t feel bad: we all understand this is just part of the KC roofing industry!)

Call Eclipse Roofing at 913-262-4700 for a free no-obligation quote.

We promise exceptional service and quality workmanship. About 99% of our business comes from referrals and we pride ourselves on developing lasting relationships with customers. (In KC, you never know when you’ll need a sudden hail storm repair!) Perhaps this is why we win the Angie’s List Super Service Award every year. If you need a new roof in Kansas City this summer, we look forward to hearing from you!

The average professional roofing job costs between $1,700 and $8,400 for asphalt shingles. It’s a big investment! The good news is: If done correctly, your new roof can last 25 to 50 years or more. The bad news is: It’s an industry that attracts shysters and sub-par craftsman in droves! There are very few laws regulating the business, so it’s up to the consumer to conduct due diligence when hiring a contractor. To find the best roofers in Overland Park, KS, you will need to begin with a few key criteria.

What The Best Roofers Have In Common:

1. They’ve Been In Business For 5+ Years.

Sadly, there are many fly-by-night companies that set up shop for a short period of time, rip a bunch of people off, and run with their plunder. You want to make sure your roofer has been in business as long as he says. To run a business for at least 5 years takes a certain level of customer service and professionalism.

2. They Are BBB-Accredited With “A” or “A+” Rating.

The Better Business Bureau will tell you how long a company has been in business. They can also tell you whether any formal complaints have been filed against the roofer — and whether the outcome was positive or not. Businesses who are not  just listed — but accredited — by the BBB uphold a certain standard of excellence.

3. They Are Fully Licensed & Insured.

In order to be accredited by the BBB, a business must be fully licensed and insured. That means they are legally allowed to do business in the state and that they possess enough insurance to pay for any employees who may be injured on your property while completing a job. Ask to see these certificates. You do not want to take a chance with liability!

4. They Offer FREE Estimates.

A company that charges a service fee just to give you a quote is not legitimate, plain and simple!  Sometimes a person sounds fine on the phone, but is much different than you expected when you meet. You shouldn’t have to pay money to a company you may not want to do business with. Besides, you may not need a whole new roof. A good roofer will tell you when you can skate by with repairs. Free estimates are the industry standard. Don’t let anyone tell you otherwise!

5. They Possess Factory Certification

Shingle manufacturers can deny you full warranty benefits if the contractor is not certified by their trainers. They don’t want to be liable for mistakes made during the installation that may have damaged the shingles beyond repair. In fact, this is one of the reasons many homeowners opt to have professionals install roofing materials, rather than doing it themselves. Make sure your roofer is certified before finding out the hard way that your new roof’s warranty is void!

Call 913-262-4700 for the best roofers in Overland Park, KS.